Your Ultimate Bitcoin Debit Card
The first-ever VISA debit card that spends Bitcoin from your own Lightning wallet automatically.
Spend your Bitcoin literally anywhere
Whether they accept BTC or not, you can still pay with it anywhere VISA is accepted. That's 150M+ shops worldwide!
Manage it all!
Freeze, change limits or even create more cards

Holds Bitcoin
Keep BTC until the last second possible
Pseudonymous
Set any name you want on the card
Connect to your own wallet
Spend self-custodial Bitcoin automatically from your Lightning wallet.

0% FX fees
Wherever you pay, be sure that you're getting fair rates
Contactless payments
G-Pay, Apple Pay (via Curve) or even Garmin Pay
Trusted by Bitcoiners
























Ready to live on Bitcoin?
wavecard® is the best choice for Bitcoiners!
THE BESTBuy groceries from your Lightning node
- 1
Sign up & verify your account in under five minutes.
- 2
Deposit some BTC & create your wavecard
- 3
Connect your LN wallet via NWC. We recommend Alby
Make Bitcoin your money today
Ditch fiat. Become a Zero-Euro Bitcoiner with wave.space!
Frequently asked questions
Simply make sure you have a verified account on wave.space, deposit some Bitcoin and click on "wavecard". There is a one-time fee to open your card:
- Virtual wavecard = €2.99 in BTC
- Physical wavecard = €29.99€ in BTC
You will be asked to note down your card recovery codes & set your 3DS password. As soon as you set it up, the new card gets linked to your Bitcoin account balance. Virtual cards are ready to be used instantly, while physical cards need to be activated upon delivery.
All residents (18+) within the EAA (European Economic Area). This includes Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Liechtenstein, Norway and Iceland.
It depends on your chosen delivery method:
- Standard Delivery: 5-9 working days
- Express Delivery: 2-3 working days
Unlike many other crypto cards, which are just glorified fiat cards, wavecard is able to hold Bitcoin until the last second you pay with it, selling it on the spot to cover for your purchase.
Therefore, you can fund your wavecard with Bitcoin in multiple ways:
- Deposit Bitcoin onchain
- Deposit Bitcoin via Lightning (both invoices and LN addresses are supported)
- Buy BTC into the wavecard by sending EUR into your personal vIBAN
- PRO: Connect your Lightning wallet via NWC for self-custodial spending
You can use your wavecard globally, anywhere VISA is accepted online or in-person (with a card or with a mobile wallet like G-Pay). We do not charge any FX fees, so you can pay in any currency confidently worldwide.
Yes, your wavecard can be added to Google Pay, Samsung Pay, Fitbit Pay and Garmin Pay by default, meanwhile Apple Pay integration is currently possible through the Curve app (here's the step-by-step guide). Direct Apple Pay support is coming soon.
We charge a simple 1% conversion fee for spending Bitcoin when paying with the wavecard. There is also a small spread of 0.5% imposed by our liquidity providers and already baked into the BTC price. There are no additional FX fees between fiat currencies, so you can confidently pay in any country.
If you wish to withdraw cash at ATMs, we pass on the fees at cost: 3% + €2.
- Daily spending: €10,000
- Monthly spending: €10,000 (up to €15,000 with Tier 2 KYC)
- Daily ATM: €350
- Monthly ATM: €3,000
To offer our services in Europe, we need to adhere to current banking regulations in order to be able to issue a personal vIBAN in your own name, as well as provide you with a wavecard - a VISA Bitcoin Debit Card. Don’t worry, it only takes a couple of minutes and is free of charge!
Still have questions?
Chat with us directly on Telegram
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